Commercial Property Discussions on Commercial Property Mortgage

23 Results Found in Commercial Property Mortgage

WY in Commercial Property Mortgage

asked on 13 Jul 2009

Hi, I'm planning to invest and purchase a commercial property at around 1150sft. My budget is 350k and I have cash of 100k. My annual income is 45k and i wanna build my passive income portfolio by leasing the property. In 2 years time, can i...

0 • 23290 views 8 Answers

David Ng in Commercial Property Mortgage

asked on 28 May 2009

1)A buyer was told to pay GST for a commercial property is there a way he can claim it back if his company is also a Gst registered company? 2)If he is paying Gst can the Gst amount be included as part of the loan.

0 • 16781 views 8 Answers

Carol Wang in Commercial Property Mortgage

asked on 13 Mar 2010

I am thinking of buying a property for rental yield, can I know how much is the tax for my rental income? Is the tax rate the same for both residential and commercial rental?

0 • 9910 views 5 Answers

Anonymous in Commercial Property Mortgage

asked on 7 Jul 2012

I would like to know if I can purchase commercial property using CPF. thanks.

0 • 8863 views 3 Answers

Kevin in Commercial Property Mortgage

asked on 26 Feb 2011

Hi is SOHO property considered a commerical property ? Are buyers subject to loan to valuation limit of 60% if buyer have an existing mortgage ?

0 • 2967 views 5 Answers

tan in Commercial Property Mortgage

asked on 25 Dec 2010

I would like to incorporate a new company (a property investment/holding company), solely for the purpose of buying and renting out small units of office space. I would like to find out 1) which are the banks that will lend to this new...

0 • 2891 views 4 Answers

Venus Yeo in Commercial Property Mortgage

asked on 1 Mar 2010

I am interest to buy a hdb shop at clementi centre at $1.2m with balance lease of 63 years. I am taking a asset base commercial loan of 60% and unit is tenanted $6k. What could be the margin of error in this investment?

0 • 2702 views 4 Answers

Joseph Tan in Commercial Property Mortgage

asked on 21 Feb 2011

Normally what is the typical and maximum period for property loans taken by a property investment holding company? Any difference in terms of loan tenure between residential properties and commercial properties?

0 • 2701 views 3 Answers

TD 01 in Commercial Property Mortgage

asked on 17 Oct 2009

Hi, I noticed that banks are willing to match the valuation for Residential properties in current market. However for commercial properties, the valuation offered is very conservative and it's much much lower than recent transactions and do not...

0 • 2468 views 2 Answers

Mr. Ali Zaouane in Commercial Property Mortgage

asked on 2 Sep 2014

I have 50k in cash that I would like to invest in commercial property. How can we get access to occupancy rate by district in order to assess the capitalisation rate more accurately?

0 • 2208 views 3 Answers

Mr Lucario in Commercial Property Mortgage

asked on 8 Oct 2014

How much percentage loan of the property's valuation am I able to take as a private investor for commercial property ? I heard from agents that nowadays you have to pay 40% upfront , is that true ?

0 • 2173 views 4 Answers

JM in Commercial Property Mortgage

asked on 12 Mar 2015

Hi! I would like to check how does the TDSR apply for commercial property owners who want to refinance an existing mortgage and have relocate overseas hence do not derive any income in Singapore? I have banks telling me that the overseas income...

0 • 1721 views 2 Answers

To buy or rent for light industrial office in Commercial Property Mortgage

asked on 12 Mar 2012

Hi I am currently looking light industrial office for my business. One of my friend who is also working in light industrial office suggested me that if it is more worth to buy than rental. How much money will I need to purchase it out front and...

0 • 1707 views 5 Answers

r***@gmail.com in Commercial Property Mortgage

asked on 27 Aug 2023

Hi. I have recently received my HFE letter, but my spouse has resigned from her job. Do I have to resubmit the application before we proceed to exercise OTP? I afraid that HDB might review our income and lower the loan amount.

0 • 610 views 2 Answers

Wong in Commercial Property Mortgage

asked on 9 Apr 2020

If the investment holding company buys commercial office property for own-use, does TDSR still apply? If an operating company buys commercial office properties (whether for own-use or investment), personal TDSR will not be applicable and...

0 • 428 views 1 Answer

n***@gmail.com in Commercial Property Mortgage

asked on 11 Nov 2023

Hi all, current have an approved HFE letter in hand but due to a marginal increase in income for last 3 affected months in assessment period. Total gross salary will still be below income ceiling hence have submitted an update request even though...

0 • 311 views 3 Answers

Fred in Commercial Property Mortgage

asked on 15 Jul 2020

Hi, I’m keen in purchasing a shophouse for investment, but do not meet tdsr requirement. Any agent w banker contact who will be able to assist with any solutions? Thanks

0 • 171 views 2 Answers

Zen Wong in Commercial Property Mortgage

asked on 21 Oct 2021

Suppose I setup an investment holding company and borrow the max amount allowed by TDSR. I then buy a property with high yield; would I then be able to borrow more since I can show more annual income?

0 • 145 views 1 Answer

k***@stewartengrg.com in Commercial Property Mortgage

asked on 2 Oct 2021

Can get financing for this property ? I have other property loans

0 • 109 views 1 Answer

Anonymous in Commercial Property Mortgage

asked on 8 Jun 2022

How to get the best commercial property loan?

0 • 102 views 1 Answer

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