Less than 1 year With PropertyGuru
Speaks Chinese (Mandarin), English
Hi, I'm Desmond, a Real Estate Salesperson with ERA Realty.
Before real estate, I spent 15+ years in finance, most recently as VP at DBS Bank and Citibank Singapore. I'm a Chartered Accountant (ISCA) and a Fellow of ACCA (UK) and I bring that same discipline to every property decision.
How I can help you:
• Numbers-first advice: clear affordability, cash flow and financing breakdowns (TDSR, MSR, CPF usage, stamp duties) before you commit
• Data-driven pricing: market trends and comparable transactions analysed so you buy right or sell with confidence
• Investment perspective: rental yield, holding costs and exit options for investors and upgraders
Whether you're buying your first home, upgrading, selling or investing, I'll help you make a sound financial decision, not just a transaction.
Let's chat. I'm happy to run the numbers for you, with no obligation.
